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Conventional Loans (the leading U.S. loan program)
Conventional loans also know as Conforming, are home loans that meet the credit and size of the government sponsored entities - GSEs, Fannie Mae and Freddie Mac. The GSEs purchase mortgage loans that meet their requirements, providing a ready source of funds for mortgage lenders and an implied government guarantee that the loans will be repaid. The biggest restriction on conforming loans is the size of the mortgage. In 2010 and 2011 the conforming limit was $417,000 for most of the country, with higher limits in some high-cost areas of the country. Conventional mortgage loans represent the largest segment of U.S. home loan market.
Call me to discuss rates, pre-approval or any questions you may have.
Mark Chase Senior Loan Officer
303-918-2201
Mark Chase Senior Loan Officer
Call Me Direct 303-918-2201
Sigma Mortgage 9000 East Nichols Ave. Suite 225 Centennial, CO 80112